Three banks disclosed three quarterly reports mixed performance, the provision rate of CCB fell belo-doat

Three bank disclosure three quarterly results mixed, CCB provision rate fell below 150% We want you! The first 2016 Chinese Potter Rockefeller award officially started! Fund, insurance, securities and other financial institutions ability to manage information, which is better? Please click on the vote to select the strongest organization in your mind! Beijing Commercial Daily News (reporter Cui Qibin Cheng Weimiao) bank three quarterly reports are also gradually disclosed. In October 27th, the three quarterly reports of CCB, CITIC and Guiyang banks were unveiled, and the three banks in the state-owned, joint-stock and city commercial banks continued their own characteristics. The state-owned banks and the joint-stock banks developed steadily, while the city commercial banks had a strong explosive force. Three banks in terms of asset size, net profit growth rate and bad rate and other aspects have bright spots, but there are some indicators of landslides. First, from the point of view of asset size, as of September 30th this year, the bank’s total assets exceeded 20 trillion, reaching 20 trillion and 500 billion yuan, compared with an increase of 2 trillion and 150 billion yuan, an increase of 11.72%; report to 5 trillion and 600 billion of the total assets in shares for the "second" CITIC Bank, at the end of the three quarter when the asset size is reduced to 5 trillion and 540 billion, but the end of last year is still growing 8.18%; and just listed shortly before the Bank of Guiyang, compared with the asset size is "pocket", 327 billion 320 million yuan, up 37.42% over the end of last year. From the point of view of making money, the state-owned banks have a large base, and they are far ahead in this index. However, the speed of catching up of stock banks and city commercial banks can not be underestimated. As of September 30th, the net profit attributable to shareholders of CCB was 193 billion 835 million yuan, an increase of 1.19% over the same period of last year. Net profit attributable to shareholders increased by 60 billion 425 million yuan over the end of 6, it can be said that in the three quarter, CCB still maintain a daily income of 670 million yuan level. CITIC Bank before the three quarter net profit attributable to shareholders of 34 billion 500 million yuan, an increase of 4.91% over last year; the Bank of Guiyang before the three quarter net profit attributable to shareholders of the parent company was 2 billion 698 million yuan, an increase of 10.08%, while in 2014 and 2015, Guiyang Bank net profit growth of up to 35.27% and 32.41% respectively. In addition, the operating income of CCB, CITIC Bank and Guiyang bank was 472 billion 572 million yuan, 115 billion 336 million yuan and 7 billion 64 million yuan, respectively, with an increase of 3.32%, 7.34% and 26.02%, respectively, with an increase of three, respectively. Banks are generally more "headache" asset quality issues, the line has invariably increased the risk control and verification efforts. As of September 30th, the bank non-performing loans amounted to 179 billion 727 million yuan, increased 13 billion 747 million yuan over the previous year, but the non-performing loan ratio was 1.56%, down the middle of the year 1.63%; citic bank non-performing loans 42 billion 616 million yuan, up 18.21% over the previous year, the NPL ratio 1.5%, up 0.07 percentage points over the previous year; non-performing loans in Guiyang the bank rate was 1.48%, and the end of last year. In the case of loss, it can reflect the bank’s theory of deposit

三银行披露三季报业绩喜忧参半 建行拨备率跌破150% We want you!2016首届中国波特菲勒奖评选正式开始!基金、保险、券商等金融机构资管能力孰优孰强?请点击【投票】,选出你心中的最强机构!   北京商报讯(记者 崔启斌 程维妙)银行的三季报还在陆续披露中。10月27日,建行、中信、贵阳银行的三季报先后亮相,这三家分列在国有、股份制、城商行阵营中的银行,也延续了各 自阵营的特色,国有行和股份行整体发展平稳,而城商行爆发力较强。三家银行在资产规模、净利润增速和不良率等方面各有亮点,也有一些指标出现了滑坡。   首先从资产规模来看,截至今年9月30日,建行资产总额突破20万亿,达20.5万亿元,较上年末增加2.15万亿元,增长11.72%;中报时以 5.6万亿资产总额排在股份行“老二”的中信银行,三季度末时资产规模减至5.54万亿,但比去年末仍增长8.18%;而不久前刚刚上市的贵阳银行,相比 资产规模就颇为“袖珍”,为3273.2亿元,比去年末增长37.42%。   从赚钱速度来看,国有行因基数大,在这一指标上也遥遥领先,不过股份行和城商行的追赶速度也不容小觑。截止9月30日,建行归属于股东的净利润 1938.35亿元,较上年同期增长1.19%。归属股东净利润比6月末增加604.25亿元,可以说三季度里,建行依然保持日赚6.7亿元的水平。   中信银行前三季度归属于股东的净利润为345亿元,比去年同期增长4.91%;贵阳银行前三季度归属于母公司股东的净利润为26.98亿元,同比增长10.08%,而在2014年和2015年,贵阳银行的净利润增速分别高达35.27%和32.41%。   此外,建行、中信银行、贵阳银行三家的营业收入分别为4725.72亿元、1153.36亿元、70.64亿元,增幅分别为3.32%、7.34%、26.02%。   对于银行目前普遍较为“头疼”的资产质量问题,各行都不约而同地加大了风控和核销力度。截止9月30日,建行不良贷款余额为1797.27亿元,较 上年末增加137.47亿元,但不良贷款率为1.56%,比今年年中的1.63%有所下降;中信银行不良贷款余额426.16亿元,比上年末增长 18.21%,不良贷款率1.5%,比上年末上升0.07个百分点;贵阳银行不良贷款率1.48%,与去年末持平。   在发生亏损时,可以体现出银行对存款人利益保护能力的资本充足率指标上,建行、中信银行、贵阳银行的数据分别为15.36%、11.47%和14.52%,均高于8%的标准。   值得一提的是,由于日前市场上有消息称,一家国有大行因拨备覆盖率连续低于150%红线,而被央行在宏观审慎评估体系(MPA)考核上扣分,这一指 标也颇受关注。从三家银行的三季报数据来看,截止9月30日,建行拨备覆盖率为148.78%,从6月末151.63%的安全线边缘上跌破;中信银行同样 逼近红线,拨备覆盖率为154.94%,比上年末下降12.87个百分点;贵阳银行则以236.12%的拨备覆盖率轻松领先另外两家银行。 进入【新浪财经股吧】讨论相关的主题文章: